Car insurance optional extras
Whichever cover option you choose, Direct Line offers a range of additional extras enabling you to tailor your policy to suit your motoring needs.
Protected No Claims Discount (NCD)
After 4 years, you can protect your NCD for a small extra premium. You can make 1 claim in any year or 2 claims in any 3 year period, and you won't lose your hard-earned discount.
For a small extra premium, we’ll supply a hire car for up to 14 days if your car is unusable or in for repair following a claim (excluding windscreen damage), this applies even if your car is stolen and not recovered or written off as a total loss. Guaranteed Hire Car can only be added to your policy if you have Comprehensive cover.
For a small extra premium, we’ll supply a hire car for up to 21 days if your car is unusable or in for repair following a claim (excluding windscreen damage). This applies even if your car is stolen and not recovered or written off as a total loss. Guaranteed Hire Car Plus can only be added to your policy if you have Comprehensive cover
If you have an accident that's not your fault, for a small extra premium we'll provide up to £100,000 of legal costs to recover losses which you can not recover from any insurance policy. Examples may include compensation for death or injury, policy excess, loss of earnings and hire car costs.
See if you could save – get a car insurance quote
Claims information
If you need to make a claim, we'll do all we can to get you back on the road as soon as possible. Follow our step-by-step guide.
Claims informationDiscounts
Direct Line offers a range of discounts to help bring down the cost of car insurance. See how much you could save.
Behind the scenes
Take a look behind the scenes of a Direct Line claim - from letting us know what happened to collecting your car.
