Car insurance cover options
No matter what cover you need, you'll find we could have the policy to match. Here's a straightforward explanation of your cover options.
Comprehensive
This covers you if your car is stolen, damaged by fire or accidentally damaged. You’re also covered for claims made by other people for bodily injury or damage to their property.
Third Party Fire and Theft
This covers you if other people claim against you for injury or damage to their car or property, and if your car is stolen or damaged by fire.
Third Party Only
This covers liability to third parties i.e. claims made by third parties, against you, for bodily injury or damage to their property. Please call us for details.
And that's not all:
- Accident Action Pack – what to do if you have an accident
- 24 Hour Accident Helpline – expert help and advice at any time
- 24 Hour Windscreen Helpline if your windscreen is damaged
- Windscreen Repair for damaged windscreens (Comprehensive only)
- Legal Protection (optional) - to recover your uninsured losses
See how much you could save - get a car insurance quote
Claims information
If you need to make a claim, we'll do all we can to get you back on the road as soon as possible. Follow our step-by-step guide.
Claims informationDiscounts
Direct Line offers a range of discounts to help bring down the cost of car insurance. See how much you could save.
Behind the scenes
Take a look behind the scenes of a Direct Line claim - from letting us know what happened to collecting your car.

